Last Updated: September 15, 2021
Welcome to ‘Toast4health’. You are attempting to (a) download or install (or have already done so) a mobile software application (the “App”) and/or (b) access the website located at https://www.toast4health.com (the “Site”) provided by Toast4health,India (hereafter referred to as “Toast4health”). Together, the App and the Site are referred to below as the “Applications” owned by Toast4healt Private Limited,India.
We may modify these Terms at any time by posting the revised Terms on the App or the Site. You can determine when this Agreement was last revised by referring to the “LAST UPDATED” legend at the top of these Terms. Any modifications will be effective immediately upon such posting. Your use of or access to the Applications after such modifications are posted will signify your acceptance of the modifications and your agreement to be bound by them. Notwithstanding the foregoing, any modifications to these Terms shall not apply to any dispute between us arising prior to the date on which we post the revised Terms that contain such modifications.
We reserve the right, at any time and from time to time, temporarily or permanently, in whole or in part, to: modify, suspend or discontinue the Applications; charge fees in connection with the use of the Applications; modify and/or waive any fees charged in connection with the Applications; and/or offer opportunities to some or all users of the Applications. You agree that neither we nor any of our affiliates shall be liable to you or to any third party for any modification, suspension or discontinuance of the Applications, in whole or in part, or of any service, content, feature or product offered through the Applications.
DISCLAIMER; NOT A SUBSTITUTE FOR YOUR PERSONAL JUDGEMENT & RISKS ASSOCIATED FOR HEALTH CARE, FINANCIAL OR CAREER ADVICE IN THE APPLICATION/S
THE APPLICATIONS AND ANY INFORMATION CONTAINED ON OR PROVIDED THROUGH THE APPLICATIONS ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITH NO WARRANTIES WHATSOEVER. YOUR USE OF THE APPLICATIONS IS VOLUNTARY AND AT YOUR SOLE RISK.
THE HEALTH, FINANCE, CAREER and OTHER RELATED INFORMATION AVAILABLE THROUGH THE APPLICATIONS IS GENERAL IN NATURE AND IS NOT A SUBSTITUTE FOR PROFESSIONAL SERVICE PROVIDERS IN THESE AREAS. IT IS PROVIDED FOR INFORMATIONAL PURPOSES TO HELP YOU TAKE INFORMED DECISIONS TO IMPROVE OUTCOME AND IS NOT INTENDED, AND SHOULD NOT BE USED, TO REPLACE THE ADVICE OF HEALTHCARE, FINANCE and CAREER PROFESSIONALS/SERVICE PROVIDERS.
TOAST4HEALTH PLATFORM IS NOT A SUBSTITUTE FOR MEDICAL ADVICE. YOU SHOULD SEE YOUR DOCTOR IF YOU HAVE MEDICAL CONCERNS. YOU ARE SOLELY RESPONSIBLE FOR YOUR RELIANCE ON THE APPLICATIONS AND RELATED INFORMATION AVAILABLE THROUGH THE APPLICATIONS, AND FOR ALL DECISIONS OR ACTIONS RESULTING FROM YOUR USE OF THE APPLICATIONS AND ITS CONTENT, INCLUDING BUT NOT LIMITED TO ANY DECISION NOT TO SEEK OR REFRAIN FROM SEEKING ANY DIAGNOSIS OR TREATMENT OR SERVICES. YOU ARE ALSO SOLELY RESPONSIBLE FOR YOUR DECISION TO USE THE SERVICES OF ANY PARTICULAR THIRD-PARTY PROVIDER. IF YOU HAVE SPECIFIC NEEDS, OR FOR COMPLETE INFORMATION, PLEASE SEE A DOCTOR/HEALTHCARE OTHER, FINANCIAL AND CAREER ADVISOR OR SERVICE PROVIDER.
The Applications are controlled and operated byToast4health Pvt Ltd.India. Any disputes concerning Toast4health or its affiliates will be governed by the jurisdiction in Mumbai. While Toast4health makes the Application available on app stores or the website, it does not represent or warrant usage of the Applications by individuals and risked associated. The use of Toast4health Applications are each user’s responsibility and Toast4health or its affiliates are not subject to any disputes thereof.
THIRD-PARTY PROVIDERS AND PAYORS/SERVICE PROVIDERS
The Applications provides users with access to electronic schedules of the available appointments of doctors, hospitals, banks, financial institutions, employers/brands, government organizations and other third-party service providers (“Third-Party Providers”). Additionally, the Applications provide users with the ability to exchange certain registration information with Third-Party Providers. Toast4health provides marketing services on behalf of Third-Party Providers to prospective patients/customers (including users of the Applications) such as campaigns, search engine optimization (SEO) and electronic directory services. Toast4health also provides Third-Party Providers with the opportunity to create their own Premier Listings, Profile Pages or mini-websites or targeted advertisements. Toast4health may charge Third-Party Providers a fee for the services and opportunities described in this section. Although Toast4health reserves the right (but does not have the obligation) to monitor, it does not control the content contained within Premier Listings, Profile Pages, Mobile Apps or mini-websites (including the availability of open appointments), and assumes no responsibility or liability of any kind for any inaccuracies (including inaccuracies regarding available appointments, insurance accepted or network participation) contained therein, or for any qualifications, reference materials or other content available therein.
Toast4health allows you to submit and store the name of your health/financial/career and other personal information, financial insurance or benefit plan, but, except as provided below, Toast4health does not provide any information regarding coverage available, healthcare costs, or doctors/hospitals/service providers participating in your goals/plan. You should contact your insurance carrier or plan administrator (“Payors/Service Providers”) for this information. Payors/Service Providers are third parties, although certain third-party Payors/Service Providers may be affiliated with Toast4health. In some cases, a Payor may contract with Toast4health to provide such Payor’s members with information regarding coverage available, healthcare costs, doctors and hospitals participating in the plan, and other content and services (“Insurance Services”). If your Payor has contracted with Toast4health to make Insurance Services available to you, you may be able to log in using your insurance or benefit plan member identification number, and access content and services related to your insurance or benefit plan. Although Toast4health reserves the right (but does not have the obligation) to monitor the Insurance Services (including but not limited to the content and services made available therein, such as network information, coverage and claim information and cost information), Toast4health does not control the Insurance Services, and assumes no responsibility or liability of any kind for any inaccuracies (including inaccuracies regarding network participation, plan benefits, coverage, features or claim status) contained therein, or for any messaging, reference materials or other content or services made available therein.
Toast4health is not responsible for, and shall have no liability in connection with, any transactions or disputes between you and Third-Party Providers or Payors/Service Providers. If you have a dispute with a Third-Party Provider or Payor, you agree to release us (and our employees and agents) from claims, demands and damages of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed (including actual, consequential and punitive damages), arising out of or in any way connected with the use of the Applications or such disputes. You waive any provisions of any state, province, or country law that limit or prohibit a general release, including, if applicable, any Civil Code, which states: “A general release does not extend to claims which the creditor does not know or suspect to exist in his or her favor at the time of executing the release, which if known by him or her must have materially affected his or her settlement with the debtor.”
Toast4health grants to you a limited, royalty-free, non-exclusive, personal and non-transferable, license to install and use the App on a single personal mobile electronic device or smart phone owned or controlled by you solely for your own personal, non-commercial purposes, subject to your compliance with these Terms. Toast4health will also grant a Unique Human Identification Number (UHID) which can be used for exchange of information as well as commercial transaction between participating parties; Toast4health and its affiliates, however, are not liable for risks associated with such agreements/transactions.
OWNERSHIP OF THE APPLICATIONS
The Applications (including any content made available through the Applications) are the property of Toast4health (or its licensors) and are protected by applicable intellectual property laws. The App is licensed, not sold, to you. You may utilize the Applications only as permitted by these Terms. You may not, and will not permit any other party to: (1) modify, adapt, alter, translate or create derivative works of the Applications; (2) use or merge the Applications, or any component or element thereof, with other software, databases or services not provided by Toast4health; (3) sublicense, distribute, sell or otherwise transfer the Applications to any third party; (4) use the App as a service bureau, or lease, rent or loan the App to any third party; (5) reverse engineer, decompile, disassemble or otherwise attempt to derive the source code or structure of the Applications; (6) interfere in any manner with the operation of the Applications; (7) circumvent, or attempt to circumvent, any electronic protection measures in place to regulate or control access to the Applications; (8) create a database by systematically downloading and storing the Applications; (9) use any robot, spider, site search/retrieval application or other manual or automatic device to retrieve, index, “scrape,” “data mine” or in any way gather the Applications or reproduce or circumvent the navigational structure or presentation of the Applications without our express prior written consent; or (10) use the Applications for any commercial purposes. You agree not to develop, distribute or sell any software or other functionality capable of launching, being launched from or otherwise integrated with the Applications. You may not remove, alter or obscure any copyright notice or any other proprietary notice that appears on or in the Applications.
Any logo, trademark, servicemark, domain name, or trade name appearing on the Applications, including “Toast4health”, “Toast4health,” (“Marks”), whether registered or not, are the property of Toast4health or their respective owners. You may not use any Marks without the express written permission of TOAST4HEALTH.
INFORMATION THAT YOU SUBMIT
For purposes of clarity, you retain ownership of any information, content and materials that you submit through the Applications in connection with any publicly-available forums (each, a “Submission”). However, please note that we need certain rights to your Submissions to be able to make them available on the Applications. As such, you hereby grant to Toast4health and its service providers and designees a worldwide, non-exclusive, transferable, sub-licensable (through multiple tiers), royalty-free, perpetual, irrevocable right and license, without compensation to you: to use, reproduce, distribute, adapt (including without limitation to edit, modify, translate and reformat), create derivative works of, transmit, publicly display and publicly perform such Submission, in any Applications now known or hereafter developed.
This license is non-exclusive (so you can license your Submissions to others), worldwide (as the Internet is global in its reach), fully-paid-up and royalty-free (so that we do not have to pay you for posting your Submissions), sub-licensable through multiple tiers (so that we can use our service providers and subcontractors to provide services).
For each Submission, you represent and warrant that you have all rights necessary for you to grant the licenses granted in this section, and that such Submission, and your provision thereof to and through the Applications, comply with all applicable laws, rules and regulations. You further irrevocably waive any “moral rights” or other rights with respect to attribution of authorship or integrity of materials regarding each Submission that you may have under any applicable law under any legal theory. We request this waiver to help ensure that we have all the rights we may need to provide the services available through the Applications.
You acknowledge and agree that (a) we reserve the right (but have no obligation) to do any or all of the following, at our discretion: (i) monitor Submissions; (ii) alter, remove, or refuse to post or allow to be posted any Submission; and/or (iii) disclose any Submission, and the circumstances surrounding its transmission, to any third party in order to operate the Applications; to protect Toast4health and its respective employees, officers, directors, shareholders, affiliates, agents, representatives, licensors, suppliers and service providers, and the Applications’ users and visitors; to comply with legal obligations or governmental requests; to enforce these Terms; or for any other reason or purpose.
USER NAMES, PASSWORDS, UNIQUE HUMAN IDENTIFICATION NUMBER (UHID) AND SECURITY
You may be required to register with Toast4health to access certain services or areas of the Applications. With respect to any such registration, we may refuse to grant you, and you may not use, a user name (or e-mail address) that is already being used by someone else; that may be construed as impersonating another person; that belongs to another person; that personally identifies you; that violates the intellectual property or other rights of any person; that is offensive; or that we reject for any other reason in our sole discretion.
Your user name, password and UHID are for your personal use only, and not for use by any other person. You are responsible for maintaining the confidentiality of any password you may use to access the Applications, and agree not to transfer your password or user name, or lend or otherwise transfer your use of or access to the Applications, to any third party. You are fully responsible for all interaction with the Applications that occurs in connection with your password or user name. You agree to immediately notify Toast4health of any unauthorized use of your password or user name or any other breach of security related to your account or the Applications, and to ensure that you “log off”/exit from your account with the Applications (if applicable) at the end of each session. To report unauthorized access or use of the Applications, send an e-mail to firstname.lastname@example.org. We are not liable for any loss or damage arising from your failure to comply with any of the foregoing obligations.
Access to any Insurance Services may require an insurance or benefit plan member identification number provided by your Payor, as well as other credentials and passwords related to your insurance or benefit plan. You are responsible for maintaining the confidentiality of such identification number and other credentials and passwords.
Toast4health may suspend or terminate your use of or access to the Applications (including any Insurance Services made available through the Applications) if you fail to comply with the Terms. Such suspension or termination may result in the permanent deletion of your information or other previously available content.
You acknowledge and agree that you (and not Toast4health) are responsible for obtaining and maintaining all mobile devices, telecommunications, broadband, and computer hardware, equipment, and services needed to access and use the Applications, and for paying all charges related thereto. Toast4health does not operate or control the Internet or your mobile connection, and therefore Toast4health does not and cannot guarantee that the Applications will be error or virus free, invulnerable to hackers or other unauthorized users, or always available.
To the fullest extent permitted under law, you will defend, indemnify and hold harmless Toast4health and its affiliates, and its and their officers, directors, employees, agents and licensors from and against all claims, actions, liabilities, losses, expenses, damages and costs (including reasonable attorneys’ fees) arising out of or related to your use of the Applications or any violation of these Terms by you.
EXCLUSIONS OF WARRANTIES
TOAST4HEALTH AND ITS AFFILIATES DISCLAIM ALL EXPRESS WARRANTIES, IMPLIED WARRANTIES, INCLUDING IMPLIED WARRANTIES OF ACCURACY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. TOAST4HEALTH AND ITS AFFILIATES WILL NOT BE RESPONSIBLE OR LIABLE FOR ANY ERROR, DELAY OR INTERRUPTION IN THE APPLICATIONS OR ANY INSURANCE SERVICES. TOAST4HEALTH AND ITS AFFILIATES MAKE NO GUARANTEE, REPRESENTATION OR WARRANTY REGARDING THE TIMELINESS, RELIABILITY, ACCURACY, COMPLETENESS OR USEFULNESS OF ANY PORTION OF THE APPLICATIONS OR ANY INSURANCE SERVICES, INCLUDING THE CONTENT MADE AVAILABLE THROUGH THE APPLICATIONS OR ANY INSURANCE SERVICES, OR REGARDING THE AVAILABILITY OR APPROPRIATENESS OF THIRD-PARTY PROVIDERS OR PAYORS/SERVICE PROVIDERS. YOU AGREE THAT YOUR ACCESS TO AND USE OF THE APPLICATIONS AND ANY INSURANCE SERVICES IS AT YOUR OWN RISK, AND THAT YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE THAT YOU MAY INCUR THROUGH USE OF THE APPLICATIONS AND ANY INSURANCE SERVICES, EXCEPT TO THE EXTENT THAT THE APPLICABLE LAWS OF A PARTICULAR JURISDICTION CANNOT BE WAIVED OR EXCLUDED BY AGREEMENT.
LIMITATION OF LIABILITY
TOAST4HEALTH AND ITS AFFILIATES MAY NOT BE HELD LIABLE UNDER ANY PROVISION OF THIS AGREEMENT FOR ANY CONSEQUENTIAL, SPECIAL, EXEMPLARY OR INDIRECT DAMAGES, OR FOR ANY OTHER DAMAGES OTHER THAN DIRECT DAMAGES, EVEN IF TOAST4HEALTH KNOWS OR SHOULD KNOW THAT OTHER DAMAGES ARE POSSIBLE OR THAT DIRECT DAMAGES ARE NOT A SATISFACTORY REMEDY. THE LIMITATIONS IN THIS SECTION APPLY TO YOU ONLY TO THE EXTENT THAT THEY ARE LAWFUL IN YOUR JURISDICTION.
THIRD-PARTY INFORMATION AND LINKS TO THIRD-PARTY APPLICATION/WEBSITES/SERVICES (INCLUDING THIRD-PARTY PROVIDER OR PAYOR WEBSITES)
The Applications may contain information concerning Third-Party Providers, Payors/Service Providers and other third parties (sometimes referred to as “partners or advertisers”) who may offer third-party products or services compatible with the Applications. The Applications may also provide links to third-party websites (including websites of Third-Party Providers or Payors/Service Providers) as a paid service to Third-Party Providers or Payors/Service Providers. Such information and links are provided for your convenience. TOAST4HEALTH AND ITS AFFILIATES DO NOT MONITOR, CONTROL OR ENDORSE, AND ARE NOT RESPONSIBLE OR LIABLE FOR, SUCH THIRD-PARTY PRODUCTS, SERVICES OR WEBSITES OR THE CONTENT CONTAINED THEREIN.
No agency, partnership, joint venture, employee-employer or franchiser-franchisee relationship is intended or created by the use of the Applications, whether between you, TOAST4HEALTH, its affiliates or any Third-Party Provider or Payor.
In choosing to access the Applications, you do so on your own initiative and at your own risk, and you are responsible for complying with all local laws, rules and regulations. You are also subject to India export controls and are responsible for any violations of such controls, including any Government of India embargoes or other rules and regulations restricting exports. You represent, warrant and covenant that you are not (a) located in, or a resident or a national of, any country subject to a Government of India embargo or other restriction, or that has been designated by the Indian government as a “terrorist supporting” country; (b) on any of the Indian government lists of restricted end users. We may limit the Applications’ availability, in whole or in part, to any person, geographic area or jurisdiction we choose, at any time and in our sole discretion.
You agree that these Terms shall be construed in accordance with the laws of Mumbai, India without regard to its conflict of laws provisions. Any claim or dispute arising in connection with your use of the Applications shall be brought exclusively in the courts of Mumbai, India. Any cause of action or claim you may have with respect to the Applications must be commenced within one (1) year after the cause of action or claim arises TOAST4HEALTH’s failure to insist upon or enforce strict performance of any provision of these Terms shall not be construed as a waiver of any provision or right. Neither the course of conduct between you and TOAST4HEALTH nor any trade practices shall act to modify the Terms. TOAST4HEALTH may assign its rights and duties hereunder to any third party at any time without consent or notice to you.
If any provision of these Terms is found to be unlawful, void or for any reason unenforceable, that provision will be deemed severable from these Terms and will not affect the validity and enforceability of any remaining provision. These Terms, together with all policies referred to herein, are the entire Agreement between you and TOAST4HEALTH relating to the subject matter herein and supersede any and all prior or contemporaneous written or oral agreements or understandings between you and TOAST4HEALTH relating to such subject matter.
APPLE/OTHER APP STORE (Google Play, Amazon, Blackberry and Windows Phone) -SPECIFIC TERMS AND CONDITIONS.
In addition to your agreement with the foregoing terms and conditions, and notwithstanding anything to the contrary herein, you acknowledge and agree to the following provisions with respect to your use of the version of the App that is compatible with the iOS operating system of Apple/other app store Inc. (“Apple/other app store”) or any other app stores mentioned above. Apple/other app store is not a party to this Agreement and does not own and is not responsible for the App. Apple/other app store is not providing any warranty for the App, except if applicable, to refund the purchase price for it. Apple/other app store is not responsible for maintenance or other support services for the App and shall not be responsible for any other claims, losses, liabilities, damages, costs or expenses with respect to the App, including, without limitation, any third-party product liability claims, claims that the App fails to conform to any applicable legal or regulatory requirement, claims arising under consumer protection or similar legislation, and claims with respect to intellectual property infringement. Any inquiries or complaints relating to the use of the App, including those pertaining to intellectual property rights, must be directed to TOAST4HEALTH in accordance with the “QUESTIONS” section below. The license you have been granted herein is limited to a non-transferable license to use the App on an Apple/another app store-branded product that runs Apple/other app store’s iOS operating system and is owned or controlled by you, or as otherwise permitted by the Usage Rules set forth in Apple/other app store’s App StoreSM Terms of Service. In addition, you agree to comply with the terms of any third-party agreement that is applicable to you when using the App, such as your wireless data service agreement. You acknowledge and agree that Apple/other app store and Apple/other app store’s subsidiaries are third-party beneficiaries of this Agreement and that, upon your acceptance of the terms and conditions of this Agreement, Apple/other app store will have the right (and will be deemed to have accepted the right) to enforce this Agreement against you as a third-party beneficiary thereof. Notwithstanding the immediately preceding sentence, TOAST4HEALTH’s right to enter into, rescind or terminate any variation, waiver or settlement under these Terms is not subject to the consent of any third party.
You may contact TOAST4HEALTH at email@example.com with any questions, complaints or claims regarding the Applications.